Heise Advisory Group Presents:
Reducing Taxes In Retirement: 2021 and Beyond
About the Presentation
Heise Advisory Group is pleased to welcome Becky Swansburg and Marty Ruby, authors of The No- Compromise Retirement Plan and the architects of the Stonewood Reports to discuss Index Universal Life Insurance, 2021 taxes and steps to consider taking to reduce your tax liability to and through retirement.
Some of the topics that we will discuss:
• Changes and Strategies YOU can implement in 2021
• Potential ways How to leave the most money to beneficiaries
• What happens to taxes when a spouse passes away
• How a new administration may impact your taxes
• Tax law changes that are potentially coming in 2025
• America's $21+ Trillion of National Debt and what that most likely means for future taxes
• Possible strategies how to take advantage of current low taxes
Times are very limited -- Make sure you reserve your spot today.
This presentation has been created by Martin Ruby and Becky Swansburg of Stonewood Financial. Neither Martin Ruby, Becky Swansburg or Stonewood Financial are affiliated with and do not endorse Heise Advisory Group. The opinions presented are those of Martin Ruby and Becky Swansburg and do not necessarily reflect the views of Heise Advisory Group. This presentation is designed to provide general information on the subjects covered. It is not provided to recommend a specific tax plan or arrangement. It is not intended to provide specific tax, legal or investment advice. Life insurance policies are contracts between your client and an insurance company. Life insurance product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. This presentation should not be construed as advice designed to meet the particular needs of an individual’s situation. Neither Heise Advisory Group or Martin Ruby/ Becky Swansburg may provide tax or legal advice. All individuals are encouraged to seek the guidance of a qualified professional regarding their personal situation. At the end of the webinar, you will be provided an opportunity to visit with us, one on one to discuss your specific circumstances. At this visit you may be provided with information regarding the purchase of insurance or investment products or establishing and advisory relationship.
Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Heise Advisory Group are not affiliated companies.
Ken’s dedication to helping others with their retirement and estate planning began when his own parents went through the process. There weren’t many options for them, and it was stressful to help them put a plan in place. Since starting in the financial services industry in 1990, Ken’s goal has been to reduce that stress for other families. Ken’s personal mission is to give clients confidence about their finances and help them make informed decisions so they can enjoy their retirement years to the fullest. “This is a responsibility I take very seriously, and I treat every client as if they were my own mother and father. I am dedicated to building warm, friendly, lifelong relationships with our clients, and I take a sincere interest in their values, plans and dreams for the future.” Ken is an Investment Adviser Representative as well as a Registered Financial Consultant®, a professional designation given by the International Association of Registered Financial Consultants to financial advisors who meet their standards of education, experience and integrity. Ken is the host of the radio show “Your Retirement Highway™,” heard Sundays at 9:30 a.m. on KMOX 1120. Ken has also been quoted many times in Kiplinger and U.S. News & World Report regarding retirement issues.
Becky Swansburg did not set out to become an author or an authority on retirement saving. With a background in communication and government, she spent her early career working in Congress and the White House, assisting government leaders with some of the most pressing issues facing our nation. Becky’s work on tax policy and America’s savings habits turned her attention toward the urgent needs of today’s retirees. Becky brings her policy background and extensive communication knowledge as author of The No-Compromise Retirement Plan.
Martin Ruby, FSA is CEO of Stonewood Financial. He focuses on tax-efficient retirement income strategies. A noted author and public speaker, Martin wrote The No-Compromise Retirement Plan, which professional colleagues have praised for its eye-opening discussion on saving in today's market and tax environments. An actuary and respected business leader, Martin has served in senior leadership positions in the financial and insurance industry, and brings his background in risk management to today’s top financial concerns for savers.