JAMES LANGE PRESENTS:
Wealth Preservation Solutions for Million-Dollar IRA Owners: Roth Conversions, Trusts, Investment Strategies & More
Do you have at least $1 million in an IRA or retirement plan? Then you should not miss this retirement and estate planning strategy focused virtual event.
Jim Lange, your host is a CPA, attorney and a Registered Investment Advisor whose tax and estate planning strategies have been endorsed by The Wall Street Journal (36 times). He’s written 8 best-selling books including Retire Secure!, which received praise from many of the country’s top financial experts including Charles Schwab, Larry King, Jane Bryant Quinn, and Roger Ibbotson.
In this event Jim will draw on his more than thirty years’ experience as a practicing estate attorney and CPA and his depth of research and analysis on all topics IRA and Roth IRA related to provide you with the information and strategies you need to help protect your financial security.
The benefits of a series of well-timed Roth IRA conversions in the appropriate situation could mean tens, or hundreds of thousands, of dollars difference to you and your family. Roth IRA conversions are also often a critical defense against the SECURE Act’s provision that causes a massive tax acceleration on inherited traditional IRAs.
In addition, Roth IRA conversions can reduce estate and inheritance taxes.
This information-packed workshop, with Roth IRA analysis that has been peer-reviewed and vetted by the American Institute of CPA’s most prestigious tax journal, can help you get more tax benefits from a Roth IRA conversion and more security for your family.
Traditionally, the best time to do a Roth IRA conversion is after you no longer have an income from your job or business, but before you turn 72, when required minimum distributions on top of your Social Security benefits and other income kick in. But our projections prove that when you take into consideration very likely tax rate increases and the SECURE Act, many taxpayers who are still working can benefit from a series of conversions. In addition, IRA owners 72 or older can also benefit.
But that doesn’t mean everyone should be doing large Roth conversions right now. Roth conversions must be evaluated based on an individual’s or family’s unique circumstances. Additionally, factors such as triggering additional premiums on Medicare Part B, the impact on qualified dividend exclusion, capital gains rates, as well as investment income tax rates must be weighed into the calculation.
Here's an overview of what we'll cover:
• The peer-reviewed math of Roth IRA conversions.
• Optimal timing for Roth IRA conversions.
• The best plan for taking distributions from your retirement accounts.
• Does it make sense to pay for a Roth IRA conversion with a home equity loan?
• The one single decision that can get you bigger Social Security checks.
• The synergistic calculation of optimal Social Security and Roth IRA conversion strategies.
• Using Lange’s Cascading Beneficiary Plan in conjunction for Roth IRA conversions and why our strategies have changed since the SECURE Act.
• Roth IRA conversions and trusts (that will be tied into tomorrow morning’s session).
James Lange
James Lange is an 8 time best selling author and his upcoming book is all about beating the new death tax. Jim was one of the first IRA experts in the country to address the impending death of the stretch IRA.
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